Buy online in Kenya
Travel insurance,
arranged with the trip.
Travel insurance for the trip you are already booking, arranged through Tune Protect and priced live in Kenya shillings for your own dates, destination and party.
Asking the insurer for plans…
Buy a plan here: you enter the travellers, pay by card or M-Pesa through Pesapal, and Tune Protect issues the policy the moment the payment confirms. Prefer a person? Ring the desk on +254 722 354 333, or WhatsApp the same number. Nothing is charged until you have read the wording and ticked the boxes.
Nothing came back for that trip.
The destination or the dates sit outside what this insurer writes from Nairobi. Send us the trip and we will find cover another way.
We could not reach the insurer just now.
Nothing is lost. Send us the trip and we will quote it by hand, or WhatsApp +254 722 354 333.
How it works
Quote, pick, pay
Three steps to buy travel insurance, and you can do all of them on this page. Prefer a person? Ring the desk and we will do it with you.
Quote it here
Country, dates, who is going. The plans and the prices come back from the insurer’s own system while you wait, and not one figure on this page is typed by us.
Pick the plan that fits
Gold or Silver. Each card carries its cover limits and a link to the wording that belongs to it, so you can read the thing you are actually buying.
Pay and it is issued
Enter each traveller the way the passport spells it, then pay by card or M-Pesa on Pesapal’s secure page. Tune Protect issues the policy the moment the payment confirms. The certificate arrives by email, and that is the document a visa office or a lodge asks to see.
The plans
What Gold and Silver cover
Two tiers of travel insurance on the Kenya market. Stepping up buys more of the same three things, and the limits are the insurer’s own, returned with every quote.
| Cover | GoldTravel Assurance- Gold Plan | SilverTravel Assurance- Silver Plan |
|---|---|---|
| Accidental and Sickness Medical Reimbursement | Up to USD 100,000 | Up to USD 50,000 |
| Emergency Medical Evacuation | Up to USD 100,000 | Up to USD 50,000 |
| Accidental Death and Permanent Disablement | Up to USD 30,000 | Up to USD 20,000 |
The premium is quoted and paid in Kenya shillings; the insurer states what it will pay out in US dollars. Those are the headline payout limits it returns with the quote, for a Nairobi departure. The full schedule of benefits, and everything a policy does not pay for, is in Tune Protect’s own wording: schedule of benefits and terms (opens in a new tab). Captured from the insurer’s live answer on 11 September 2026; the quote above is always the current one.
Who is covered
The insurer sets the ages
Not us. These are the bands the Kenya market writes today, read straight off the plans the quote returns.
Under 2
A baby under 2 travels free with an adult, so we do not price one at quote and the counter says so.
2 to 75
The family plans, and the band covers everybody on them, adults included. Put a child of 2 or over in the quote and the insurer answers with the family products instead of the individual ones, at one premium for the whole party.
19 to 75
Gold and Silver on their own, priced per traveller. This is the band the individual plans are written for, and it is the one a quote with no children in it comes back on.
Over 75
Outside every band the insurer prices. The form never asks anyone’s age, so it will still show you a price. Ring us before you buy and we will read the wording or find cover somewhere that writes it.
Questions we are asked
Who actually insures me?
Your travel insurance comes through Tune Protect. Each plan states its own underwriter in the small print on its card, and that is the company carrying the risk and settling the claim. Their wording is the contract. Holiday Bazaar arranges it: we are the desk you buy it at, and the people you ring when the wording is not obvious.
Do the prices come from you?
No, and that is the point of the quote box. Every figure in it comes back live from the insurer when you press the button. It is also why no premium is printed anywhere else on this page. A number we typed could be out of date the day after we typed it.
How much does travel insurance cost in Kenya?
It depends on where you are going, for how long and who is travelling, which is why the quote box asks for those three things and nothing else. The premium comes back live from the insurer, in Kenya shillings, and our arrangement fee sits on its own line.
Are children and babies covered?
Yes, differently. A child under 2 travels free with an adult, which is why the counter marks infants free and does not price them. From 2 up, adding a child switches the quote to the family plans, which cover everyone on the trip for one premium. The age bands are printed on every card.
We are going on safari. Does travel insurance cover that?
Activities are the usual place a policy has something specific to say, and it differs by plan. Send us the itinerary and we will read the wording against it before you buy rather than after. That is a five-minute job for us and an expensive surprise for you.
Something has gone wrong while we are away. Who do I call?
The certificate carries the insurer's own assistance number, and that is the first call, because they are the ones who can authorise anything. Then ring us on +254 722 354 333. The claim is not ours to settle, but the trip is, and we would rather hear it from you than from a hotel.
Related: all frequently asked questions · booking terms · flights
We are a travel agency, not an insurer.
We arrange the travel insurance; the insurer carries the risk and their wording is the contract. You do not have to book the trip with us to buy a policy, though it is simpler if you have. Send us the itinerary and we will read the wording against it before you buy.